Disclaimer

Last updated: March 2026

General

By accessing or using these Services, you acknowledge and agree that you are solely responsible for ensuring compliance with all applicable laws, regulations, and regulatory requirements related to financial advice, securities, and investment activities in your jurisdiction and any other relevant jurisdictions.

The Service operates on a decentralised basis and does not verify the legal status of your activities. Users must conduct their own due diligence to ascertain the legality of their actions and any transactions executed through the Services. Alvara, its developers, and associated entities disclaim all responsibility for any non-compliance with such laws or regulations.

United Kingdom

The information presented on this website does not constitute financial advice, investment advice, or any other form of advice. Nothing on this website should be construed as a recommendation to buy, sell, or hold any cryptoasset or to engage in any investment activity.

Cryptoassets are classified as Restricted Mass Market Investments under UK regulations. The value of cryptoassets can go down as well as up, and you may lose the entirety of your investment. Past performance is not a reliable indicator of future results.

You should not expect to be protected if something goes wrong. The Financial Services Compensation Scheme (FSCS) does not cover cryptoasset investments. The Financial Ombudsman Service (FOS) will not be able to consider complaints related to cryptoassets.

Before making any decision regarding cryptoassets, you should:

• Consider whether you understand how cryptoassets work and the risks involved
• Consider your own financial situation and whether you can afford to lose the money you invest
• Seek independent financial advice if you are unsure
• Not invest more than 10% of your net assets in high-risk investments if you are a retail investor

No Financial Promotion

The content on this website is intended for informational and educational purposes only. It is not intended to constitute a financial promotion within the meaning of the Financial Services and Markets Act 2000 (FSMA) or the Financial Promotion Order.

Alvara does not provide regulated financial services and is not authorised or registered with the Financial Conduct Authority (FCA). Any references to tokens, protocols, or decentralised finance mechanisms are descriptions of technology and not invitations or inducements to invest.

No Guarantee of Returns

There is no guarantee that any cryptoasset or basket token will achieve its intended objective, maintain its value, or produce any returns. The decentralised nature of blockchain technology means that transactions are irreversible and assets may be lost permanently due to:

• Smart contract vulnerabilities or exploits
• Loss of private keys or wallet access
• Regulatory changes in your jurisdiction
• Market volatility and illiquidity
• Technical failures or cyberattacks
• Insolvency or failure of third-party services

No Incentives

In compliance with UK regulations, Alvara does not offer monetary or non-monetary incentives to encourage UK residents to invest in or acquire cryptoassets. This includes but is not limited to referral bonuses, sign-up rewards, airdrops, or limited-time promotional offers.

European Union

Users in the European Union should be aware that the regulatory framework for digital assets may differ from their jurisdiction. It is the user's responsibility to ensure compliance with applicable EU regulations including, where relevant, the Markets in Crypto-Assets Regulation (MiCA).

United States of America

The services described on this website are not available to residents of the United States. U.S. persons are prohibited from using or accessing the platform. The tokens and services described herein have not been registered under the Securities Act of 1933, the Investment Company Act of 1940, or any U.S. state securities laws.

Tax Considerations

Tax treatment of cryptoassets varies by jurisdiction. You are solely responsible for determining and fulfilling any tax obligations arising from your use of this platform or your interactions with cryptoassets. You should seek independent tax advice relevant to your circumstances.

Limitation of Liability

To the maximum extent permitted by applicable law, Alvara, the Alvara Foundation, and their respective directors, officers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of, or inability to use, the Services.

This limitation applies regardless of whether the damages are based on contract, tort, negligence, strict liability, or any other legal or equitable theory, and whether or not Alvara has been advised of the possibility of such damages.

Changes to This Disclaimer

Alvara reserves the right to update or modify this disclaimer at any time without prior notice. It is your responsibility to review this page periodically for changes. Your continued use of the Services following the posting of any changes constitutes acceptance of those changes.

Contact

For questions regarding this disclaimer or the Alvara platform, please reach out through our official channels on X (Twitter), Telegram, or Discord.